Student Loans
Many students use student loans to help finance their education. However, loans should be borrowed carefully because they generally must be repaid after graduation.
Students may have access to:
- Federal Direct Loans
- Parent loan programs
- Private education loans
Federal loans often provide benefits such as flexible repayment options and borrower protections. Therefore, many financial advisors recommend exploring federal loan options before considering private loans.
Before accepting any loan, calculate how much you truly need rather than borrowing the maximum amount available.
Federal Work-Study Program
Some students may qualify for work-study opportunities while attending Pace University.
Work-study allows eligible students to earn income through part-time employment while continuing their education.
Common work-study positions may include:
- Library assistant
- Administrative support
- Academic departments
- Student services
- Campus technology support
- Research assistance
Besides earning money, work-study positions can also help students build professional experience and time-management skills.
Employer Tuition Assistance
Many employers encourage continuing education by helping employees pay for college.
If you currently work full-time or part-time, ask your employer whether they offer:
- Tuition reimbursement
- Education assistance
- Professional development funding
- Scholarship programs
Even partial reimbursement can significantly reduce your overall education expenses.
Military and Veteran Education Benefits
Pace University supports eligible military students, veterans, and military families through approved education benefit programs.
Depending on eligibility, military education benefits may help cover:
- Tuition
- Books
- Housing
- Required educational expenses
Students planning to use military education benefits should begin the application process early because documentation may take time to complete.
Flexible Payment Plans
Paying tuition in one large payment may not be practical for every family.
Fortunately, many universities offer payment plan options that allow students to spread education costs over multiple installments.
Payment plans may help students:
- Reduce financial pressure
- Manage monthly expenses
- Avoid large lump-sum payments
- Improve budgeting throughout the semester
Before selecting a payment plan, review any associated administrative fees and payment deadlines.
